Patrick Brenner

Patrick M. Brenner is the founder and president of the Southwest Public Policy Institute, a nonprofit research institute in the American Southwest dedicated to promoting better living through better policy.

President Donald Trump speaks to journalists aboard Air Force One en route to South Korea on Oct, 29, 2025.

Opinion

November 12, 2025

Trump’s 50-year mortgage just introduces a new kind of debt

Trump administration explores 50-year mortgages to tackle housing crisis, but the real problem is supply shortage and government red tape driving up costs.

Elizabeth Warren and Donald Trump split

Opinion

February 5, 2025

Trump can delete Elizabeth Warren’s failed experiment once and for all

Rohit Chopra’s departure as director of the Consumer Financial Protection Bureau should not be just the end of his tenure but the beginning of the end for the CFPB itself.

WASHINGTON, DC - DECEMBER 15: Consumer Financial Protection Bureau Director Rohit Chopra testifies before the Senate Banking, Housing and Urban Affairs Committee in the Dirksen Senate Office Building on Capitol Hill on December 15, 2022 in Washington, DC. Chopra delivered the CFPBs semi-annual report to Congress. (Photo by Chip Somodevilla/Getty Images)

Opinion

January 22, 2024

Who’s protecting consumers from the Consumer Financial Protection Bureau?

On behalf of the 256,000 American consumers whose protected information was compromised by the agency tasked with protecting consumers, what are we supposed to do?

Elizabeth Warren at protest

Opinion

July 11, 2023

Hit the brakes on Elizabeth Warren's beleaguered bureaucracy

The overzealous Consumer Financial Protection Bureau, first proposed by Elizabeth Warren, is on a collision course with American consumer interests.