Five mobile apps to help you make a payment

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Smartphones are revolutionizing the way we pay for goods and services. With countless new mobile payment apps emerging each year, they are fast becoming the most convenient, easy and popular way to pay for bills and other everyday transactions.

Seth Priebatsch, founder of LevelUp (a mobile payment app that rewards consumers with credit for each transaction) explained that apps like Google Wallet, LevelUp, and ISIS are making wallets irrelevant. “Pretty soon, your wallet will just be a really elegant leather holster for your driver’s license,” he said.

If you’re ready to leave your wallet at home, here are five mobile payment apps that are sure to transform the way you pay.

Card Case
Making payments on the go has never been easier, thanks to this mobile payments app from Square. With Card Case, users don’t need to take out their wallet or credit card in order to open a tab at a local bar, restaurant or merchant.

This handy app uses your location to detect when you have arrived at a participating venue, where you can “start a tab.” Once you’ve opened a tab, your name and details will appear on the merchant’s corresponding Square Register application. After you’re done, making a payment entails little more than saying your name to the vendor before leaving.

It’s a familiar situation to many: You’ve finished your meal at a busy restaurant but can’t quite catch the waiter’s eye to ask for the check. TabbedOut helps you avoid this by letting you pay a bar or restaurant tab instantly, using your smartphone or other mobile device. The app allows you to open, view and pay your bill remotely and securely by using a credit or debit card to pay your bill.

PayPal Mobile
Renowned for its easy-to-use interface and state-of-the-art security features, PayPal gives users an unparalleled peace of mind when making payments on the go. The app enables an individual to send and request money, and easily browse and manage a PayPal account at any time. You can even “bump” iPhones with other users to instantly transfer money to or from a friend’s account.

When you’re running late for a meeting and can’t find a parking space, the last thing on your mind is fishing around for quarters to fill the meter. The free Parkmobile app lets drivers pay for their parking in just a few short seconds with a credit or debit card.

Once you’ve set up an account and registered your car, you simply need to key in your parking spot code to fill the meter electronically. If your parking meter starts to run low, Parkmobile will even send you a warning text 15 minutes early to help you avoid receiving a ticket.

CHARGE Anywhere
The conveniences of mobile payment apps aren’t strictly limited to customers. The free CHARGE Anywhere app allows merchants to accept payments on their Android devices anywhere in North America. A variety of tender types can be accepted, including cash, credit cards, ACH and checks, which are all logged in a transaction log. The app will even issue a printer receipt after the transaction has been completed that can be e-mailed to the customer.