Rachel Cruze

Yes, giving gifts at the holidays is a good-hearted idea. But it can also lead to some serious money problems, especially if you use your credit card during checkout.

Sending your kids to school doesn't mean you have to break the bank, especially in this economy. Parents don't have to buy new things for their children every school year.

Many married couples think the best way to avoid fights about money in a marriage is to keep separate bank accounts. But that's a very misguided approach.

As we welcome Thanksgiving and the holiday season, there's excitement and anticipation but also lots of pressure and so many opportunities to spend money. Remember this important word.