I want you to stop worrying about your job. I want you to quit fretting over college bills; and utility bills; any bills. I want you to stop.

Why?

Because you're wasting your time, that's why.

In case you haven't heard, the world is going to end in 2012. Specifically, December 21, 2012.

Talk about a bummer Christmas, eh?

Apparently the ancient Mayans predicted this centuries ago. Something about a long-count calendar that measures 5,126 years and, wouldn't you know it, resets in 2012.

Early biblical codes in the Old Testament also point to some cataclysmic event in 2012.

There's even a book out on the subject that's quickly climbing the charts, "The Complete Idiot's Guide to 2012."

I was reading in The New York Post this past weekend there's this Belgian guy who's already quit his job and just started taking really cool trips. "The best thing you can do now," he says, "is stop working and go on vacation."

And if he's right, don't fuss with the American Express bill to pay for it. Because things will start getting very weird, very soon.

There'll be an increase in solar activity that will cause the earth's magnetic poles to reverse in December, 2012.

Then get ready for earthquakes and floods. And more than half the world eventually frozen over — except for much of Africa, which should dodge the doom then, so look at Africa as a fantastic real estate investment now.

End-of-the-world panics have been predicted before, of course. One had it that in the year 1000 A.D. — Christ would return and he wouldn't be happy. Well, he might not have been happy. But he didn't return then. Maybe in 2012. Who knows?

This much I do know: If the world is but three years away from being a memory, maybe make those Visa bills a memory too. A good foreclosure process takes years, so maybe stop paying your mortgage too.

Frankly, I think Congress already figured this out. No wonder they're spending so much without a thought about how they're going to pay for it. They know they won't have to!

So we might as well spend it and party with it like it's 1999 — plus 13.

Watch Neil Cavuto weekdays at 4 p.m. ET on "Your World with Cavuto" and send your comments to cavuto@foxnews.com

Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.