A man who paid a surrogate to have his baby became overwhelmed when he learned she was having triplets — and demanded the woman abort one of the fetuses while threatening her with financial ruin, she claims.

“They are human beings. I bonded with these kids. This is just not right,” mom-to-be Melissa Cook told The Post on Tuesday.

Cook’s heart-wrenching dilemma comes as Gov. Andrew Cuomo and state lawmakers are weighing whether New York should lift its ban on commercial surrogacy, which was enacted in 1993.

The babies’ dad, a Georgia man, hired Cook for $33,000 to have a child by in-vitro fertilization using his sperm and the eggs of a 20-year-old donor.

The California woman was implanted with three embryos, which defied the odds to all go on to develop normally.

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