Do you remember some time back when I told you about a pal who was losing his job and didn't have much in savings to fall back on?

He earned a ton of dough, but when his contract was called, he didn't have much to show for it. He was, as they say, in "deep doo-doo."

But there was another fellow — a fellow I heard from yesterday, who's also losing his job, but who doesn't seem to care.

He's glad to be out: out of the politics, out of the rat race and gladder still that he saved for this moment.

But it wasn't just that he saved — he didn't spend.

I don't think he'd mind my saying he was cheap, really cheap.

He didn't just live under his means. He was nowhere near his means.

He always bought used cars and lived in an incredibly small Levittown house that didn't seem to become his hotshot status in life.

He made his kids pay for college, so that they'd have "a stake in the action."

His wife used coupons. He scoured the Internet for cheap travel deals.

He did all that when he was all that.

And now that he's not all that, he's got all this: savings, investments and a home that's paid for and not a single credit card that isn't.

He's losing a job, but he clearly isn't losing any sleep.

Not because he's crazy, but because he's something else: liquid.

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Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.