Updated

DISCLAIMER: THE FOLLOWING "Cost of Freedom Recap" CONTAINS STRONG OPINIONS WHICH ARE NOT A REFLECTION OF THE OPINIONS OF FOX NEWS AND SHOULD NOT BE RELIED UPON AS INVESTMENT ADVICE WHEN MAKING PERSONAL INVESTMENT DECISIONS. IT IS FOX NEWS' POLICY THAT CONTRIBUTORS DISCLOSE POSITIONS THEY HOLD IN STOCKS THEY DISCUSS, THOUGH POSITIONS MAY CHANGE. READERS OF "Cost of Freedom Recap" MUST TAKE RESPONSIBILITY FOR THEIR OWN INVESTMENT DECISIONS.

Secretary Johnson: Terrorists May Seek to Exploit Our Refugee Program

John Layfield: Yeah, they did. Congress didn't know what to do and went on vacation. They're awful. They need to stay home. This problem in Syria is not going to stay there. We spent 1.1 billion dollars last year relocating 70 thousand refugees through the United Nations. The problem now is ISIS and the vetting process. I went to the homeland security website, and all of these things that they list hinge on the bio data. Now, what do you compare that to? Do you go to the public library or court house in Syria? Half of the people are displaced or are refugees. You don't have anything to compare it to. If you take in 100,000, there's 11 million out there between displaced and refugees and that's 99 percent. That's a drop in the bucket, and we're asking for problems. We have to deal with ISIS if we're going to deal with the process.

Suzy Welch: Yeah, this is the moment where the truth is impossible to discern and it's a fog and war moment. We know that many refugees are good and honest and others are going exploit this. The only thing, the bottom line and only thing that we know for sure is that we don't know how dangerous the situation is. Why would we ever take a risk? It's like taking the family to a lake and it's covered with ice and it's a nice tradition to go skating. You don't know how thick the ice is you don't risk your families lives. Congress dodged this one, and it's just crazy.

Nomi Konst: It takes two years and 21 steps that we have to go through the state department and the department of defense, HHS and the FBI all before refugees come over and resettle in America. We're talking about a couple of a thousand compared to millions. Half of Lebanon is made up of Syrian refugees. These are people that have to be vetted very carefully.

Gary B. Smith: The problem is we don't know what we're doing wrong at this point. Why do we go through the talks and the other procedures to stop terrorism? It's because you only need one to slip through and have the same San Bernardino or a Boston marathon bombing. That's what happens when congress can't figure it out and goes home. If you don't know how to figure it out, close the doors until you do.

Jonas Max Ferris: The reason that our economy is number one is part of the immigration laws and the economy. Now does that mean that everybody comes in when they want? Of course not. When you shut off the tap of immigrants, that's ridiculous. Dumb people are the ones that join this terror organization. There has never been a brilliant mind who has committed a terror act. If you have basic testing and like they have way back before computers, you could screen out 99.9 percent of suicide bombers.

New Calls to Ramp Up Attacks on ISIS Funding as Threats to US Mount

Gary B Smith: Money is a lifeline for these terror organizations. ISIS brings in a billion dollars a year through oil, extortion, and selling antiques. If you can cut that off you can start to cut ISIS down.

Jonas Max Ferris: The point is that we cannot seize the oil and protect it. That's all that we have to do to stop the cash flow.

John Layfield: We have been so far behind the curve on stopping ISIS money. We have to cut off their funding. If you do business with ISIS you will have sanctions put on your whole country.

Suzy Welch: The UN needs to help track funds going to ISIS. We need to cooperate with NATO banking institutions to stop this problem.

Nomi Konst: ISIS uses cash which is hard to track. We need to put pressure on those who are funding ISIS like Asad, and Russia who backs Asad, and the Saudi citizens who fund ISIS. These are governments who need to be sanctioned by the UN.

Fed Hikes Interest Rates for First Time in More Than Nine Years

Suzy Welch: A large amount of people don't understand the fed hike and how it is going to affect them. It's going to affect every aspect of the consumers' life in the course of the next year.

John Layfield: The Fed should have raised the rate a year ago. Rates will not have a huge effect on consumers.

Gary B. Smith: Any time you take a loan the rate is going to go up. If the economy is horrible rates will have to drop for loans.

Jonas Max Ferris: If you borrow short term it's not the best situation for you. If you borrow long term it's no big deal.

Nomi Konst: The hike will tame inflation. The banks will lend more. The US dollar will increase overseas. And retirement will gain more income.

Stock Picks

Gary B. Smith: CBRL 30 percent gain in a year

John Layfield: SCTY up 20 percent in 1 year

Jonas Max Ferris: DIS 10 percent gain in 1 year