Heather Mills is getting 48 million bucks.

And scores of Bear Stearns workers are getting squat.

One marries a billionaire briefly and makes a killing.

Others work their lives at a firm and now make out resumes.

Such is life. And the fickleness of life.

From a woman who preached her marriage would last forever and it didn't.

To a firm whose brokers preached diversifying investments and yet for themselves, couldn't.

She's fine.

They are not.

She'll live a grand life.

They'll soon have grand company.

Other brokers will fail, or merge, or just lay off.

Their fortunes tied to markets that go up, and sadly, go down.

They call it a liquidity crisis.

I don't.

I call it a confidence crisis.

There's plenty of liquidity out there. Just ask Heather Mills.

But a lot of folks are afraid to lend it, or even borrow it. Just ask...well, pretty much all financial institutions.

And now it's time to adjust.

Heather Mills, to fortunes she now hopes grow.

And banks, to fortunes they now hope return.

Maybe Heather will seek out one of those banks.

Maybe today, especially today, she's had more than a few offers.

Watch Neil Cavuto weekdays at 4 p.m. ET on "Your World with Cavuto" and send your comments to cavuto@foxnews.com

Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.