Updated

You're probably sitting on a bunch of discounts you can use in your everyday life — and you don't even know it.

For example, are you a AAA member who also shops at Target.com? Then you can save 10 percent on all your online orders. Do you have a Discover Card? You can get 15 percent off your flower order at 1-800-Flowers.

There's a good chance you are eligible for dozens of similar discounts. The average consumer has nine credit cards, belongs to four loyalty reward programs and is a member of at least one association or club. All of these organizations and services offer affinity programs and discounts to help save you cash, but it can be a nightmare keeping track of them all.

Enter DealMine.com, a new Web site that aggregates discounts and rewards available through various affinity, membership and credit-card programs.

"There are all of these benefits out there, and there is no one place to go search for them," says Scott Cherkin, founder and chief executive of DealMine.

And who has time to sift through and study the individual Web sites and fine print of the credit cards and membership organizations that might offer you discounts? A quick visit to DealMine.com allows you to search via membership organizations and products.

If you're an AARP member who wants to know how you can save, simply search for AARP in the site's Associations and Clubs section. You'll be able to see a list of all discounts offered through the organization. You can also search by product offering. Want to find the best deal on a Hertz car rental? DealMine produces a list of ways you can snag a discount, and you can decide which one is best for you.

"It's a way for you to check, which do I save more with, my AAA or AARP membership, when I go to a hotel?" Cherkin says.

The site also allows you to get price comparisons on a variety of items from information it collects from Shopping.com. If any discounts or rewards programs apply to the product, it lists them on the screen.

Copyright (c) 2006 MarketWatch, Inc.