The terror alert is high. What that means is there's a higher risk something could go wrong in the days, maybe weeks ahead. Something about picking up more chatter -- more noise, that something is up.

So what does that mean? To me, very little.

Look, we all have to watch out. But that doesn't mean we don't venture out. We look, but we don't hide -- that's my approach.

I can't live my life in fear and neither should you.

Certain things require good common sense. But they shouldn't mean uncommon paranoia.

When we stop going to malls, stop flying on planes, stop going to concerts, or movies, parades, or even demonstrations we are saying that we are scared. And we are saying, terrorists, you have scared us.

Believe me, I work in Manhattan. I was at the World Trade Center visiting a contact for breakfast on Sept. 10, 2001.

I know the fickleness of life, the randomness of life and sometimes, the cruelty of life. But I also know something about the fullness of life and the possibilities of life.

I know life is short. I say go long. Just go carefully.

Watch Neil Cavuto's Common Sense weekdays at 4 p.m. ET on Your World w/Cavuto. 

Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.