David L. Horner is a first vice president for Merrill Lynch.  He has been a member of Merrill Lynch Securities Research since 1984 and is a senior financial strategist on interest rates and currencies

Horner serves both private and institutional clients, advising them on strategies to benefit from anticipated market moves.  He is a member of the financial economics group which monitors Federal Reserve and G7 activities.

Prior to joining Merrill Lynch, Horner was deputy chief economist for the Commodity Futures Trading Commission.  He also was a senior economist at Mathematica, Inc. in Princeton New Jersey, and has served on the faculty at Wayne State University in Detroit, Michigan. 

Horner holds a Ph.D. in economics from the University of Wisconsin with concentrations in market theory and econometrics, and a B.A. in mathematics from the University of Akron.