Latinos Optimistic About their Financial Future

Latinos, who seem to see the silver lining in almost everything, are also feeling good about their financial future.

A new national survey conducted by the New York Life Insurance Company and Ipsos Public Affairs shows 80 percent of Latinos in the U.S. see their financial situations improving over the next four years.

In comparison, just 60 percent of the general population feels a better financial outlook is in their near future.

“The financial habits and views of the country are changing,” Hector Vilchis, a vice president at New York Life, said in a press conference announcing the survey’s results. "There's a thirst for financial protection information among Hispanics."

When the survey was done for the first time in 2010, 47 percent of Latinos cited the need for information as the No. 1 reason why they hadn’t provided additional financial protection to their families. Two years later, the number shrunk by 10 percent.

“I certainly believe that we as Latinos want to learn more about financial literacy,” Cid Wilson, a top-ranked financial analyst, told Fox News Latino. “There’s a lot more that needs to be done to make sure Latino families are aware of all of the financial options they have.”

But he said for many Latinos "the first priority is making sure that we’re making ends meet.”

While the economy is supposedly in an upswing, it will be a long time before Latinos and the rest of the country fully recover from the recession.

"We are in a very momentous time in the Latin community," said Vilchis. "Hispanics cannot afford to be in the dark when it comes to being financially prepared."