FILE - In this Jan. 3, 2013 photo, a beach front home that was severely damaged by Superstorm Sandy rests in the sand in Bay Head, N.J. (AP Photo/Mel Evans)The Associated Press
FILE - This Jan. 18, 2013 aerial file photo shows storm-damaged homes in Fire Island, N.Y. Sen. Charles Schumer (D-NY) said that the Sandy federal aid bill, scheduled for a vote Monday, Jan. 28, provides for more than $1 billion for projects to shield the coastline of New York City and Long Island. (AP Photo/Mark Lennihan, File)The Associated Press
Northeast lawmakers react after the Senate passed a $50.5 billion emergency relief measure for Superstorm Sandy victims at the Capitol in Washington, Monday, Jan. 28, 2013. From right to left are Sen. Charles Schumer, D-N.Y., Sen. Robert Menendez, D-N.J., Sen. Frank Lautenberg, D-N.J., and Sen. Kirsten Gillibrand, D-N.Y. Three months after Superstorm Sandy devastated coastal areas in much of the Northeast, the Senate is finally sending a $50.5 billion emergency package of relief and recovery aid to President Obama for his signature. (AP Photo/J. Scott Applewhite)The Associated Press
The hurricane that merged with another weather system to form Superstorm Sandy spun ashore three months ago Tuesday, devastating coastal New Jersey and New York and spreading its winds, rain, snow and waves over parts of more than 20 states. The latest tallies from the second most expensive storm in U.S. history, after 2005's Hurricane Katrina:
The toll continues to fluctuate as causes of death are determined or changed, but as of Monday, the storm was behind the deaths of at least 146 people in the United States, according to government counts. That includes at least 98 in New York and New Jersey. There were 71 additional deaths in the Caribbean.
DAMAGE AND LOSSES
Sandy damaged or destroyed 305,000 housing units and disrupted more than 265,000 businesses in New York. In New Jersey, 346,000 housing units were destroyed or damaged, and 190,000 businesses affected.
Loss estimates in the affected states vary. Earlier this month, leading insurance company Munich Re Ag estimated insured losses at $25 billion and total losses at $50 billion. In December, state governments reported a total of $62 billion in damage and other losses.
Congress on Monday passed a $50.5 billion emergency package of relief and recovery aid. Added to $9.7 billion previously approved for a federal flood insurance program, the total is roughly in line with the $60.4 billion President Barack Obama requested in December.
HOMELESS AND HEATLESS
At least 3,500 families in New York and New Jersey are still living in hotels and motels on the dime of the Federal Emergency Management Agency. As winter has settled in, people who still have homes but no means to heat them have taken refuge in tents set up by aid workers.
Redrawn federal maps indicating flood-prone areas may force many property owners, especially in New York or New Jersey, to pay exorbitantly for flood insurance, raise their homes or move away altogether. In New Jersey, flood insurance premiums could cost as much as $31,000 a year.
In New York, a commission formed to examine ways to guard against future storms has called for flood walls in subways, water pumps at airports and sea barriers along the coast. It's unclear whether enough money can be found for all the expensive recommendations.
Sources: State government agencies and officials; AP reporting