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Whether you like it or not, money is a major factor that controls what you can and can’t do in life. That’s why it’s important to be financially wise.

Whether you’re planning a retirement fund or getting ready to launch a business, being savvy with your cash is vital. From Warren Buffett to Oprah Winfrey -- some of the wealthiest people in the world started from nothing but were smart about managing money.

So take it from the pros. Here are 15 wise money quotes from millionaires and billionaires. Cha-ching!

Robert Kiyasoki

Mark Cuban

Warren Buffett

Tony Robbins

Oprah Winfrey

Dave Ramsey

Barbara Corcoran

Peter Lynch

Suze Orman

Bill Gates

Angelina Jolie

Joe Biden

Daymond John

Steve Jobs

Richard Branson