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From shiver to swelter: Old Farmer's Almanac predicts colder-than-usual winter, hotter summer

Winter's going to be colder than usual and next summer hotter. So says the Old Farmer's Almanac, the familiar, 223-year-old chronicler of climate, folksy advice and fun facts.

Published Wednesday, the almanac predicts a "super-cold" winter in two-thirds of the country, or what Editor Janice Stillman calls "a refriger-nation." Before unpacking the parka, remember "colder than average" is about 2 to 5 degrees difference.

The almanac says summer will be warmer than usual in most places while a drop in rainfall in the country's midsection could hurt crop yields.

The almanac says California's drought will likely continue despite some winter downpours in the west.

It says next year's hurricane season isn't expected to be especially active though a major storm could hit the Gulf Coast in late August.

Bank Rates

Loan Type Graph Rate +/- Last Week
30 Y Fixed Graph 3.97% dw 4.14%  
15 Y Fixed Graph 3.05% dw 3.13%  
30 Y Fixed Jumbo Graph 4.28% dw 4.33%  
5/1 ARM Graph 3.06% dw 3.24%  
5/1 Jumbo ARM Graph 3.52% up 3.38%  
Loan Type Graph Rate +/- Last Week
$30K HELOC Graph 4.38% -- 4.38%  
$50K HELOC Graph 4.07% up 4.06%  
$30K Loan Graph 4.63% -- 4.63%  
$50K Loan Graph 4.25% -- 4.25%  
$75K Loan Graph 4.25% -- 4.25%  
Loan Type Graph Rate +/- Last Week
36 M New Graph 3.06% dw 3.07%  
36 M Used Graph 3.28% dw 3.29%  
48 M New Graph 3.04% dw 3.05%  
48 M Used Graph 2.95% dw 2.96%  
60 M New Graph 3.12% dw 3.13%  
Loan Type Graph Yield +/- Last Week
6 month Graph 0.39% -- 0.39%  
1 yr Graph 0.62% up 0.61%  
5 yr Graph 1.52% -- 1.51%