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Exploding corpses not covered by property insurance, Florida court rules

A Palm Beach County court ruled last week that property insurance does not cover the cleanup if a human corpse explodes and leaks fluids into an apartment unit below.

The Palm Beach New Times reported that Judy Rodrigo filed a suit against State Farm that “another unit owner’s body exploded thereby causing blood and bodily fluids to go into the adjoining condominium,” which she owned.

She wanted the company to reimburse her out of her personal property damage coverage. She claimed the damage exceeded $15,000.

Rodrigo claimed that she had to replace many items in her unit, and even with all the work, the smell lingered. She reportedly turned down an initial offer by the company shortly after the 2008 issue.

The case lingered until April 28, when the court reportedly stated, “The plain meaning of the term ‘explosion’ does not include a decomposing body’s cells explosively expanding, causing leakage of bodily fluids.”

The deceased elderly woman’s body went undiscovered for weeks, the report said. Neighbors eventually complained about the odor, and building maintenance men discovered the body. The abdomen was ruptured.

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