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Many still struggle to recover a year after Superstorm Sandy pummeled New Jersey

Some families at the Jersey shore still can't go home nearly a year after Superstorm Sandy.

Bart Sutton fought with his insurance company over what it would cost to rebuild his flood-damaged home in Union Beach, then gave up in frustration and tore it down.

A week later, the money he had sought came through.

Simone and Ken Dannecker fixed their flooded home themselves.

Now, with the work all but done, they are all but bankrupt — and still can't afford to elevate the house they fought so hard to stay in.

And Gigi Liaguno-Dorr (JEE'-jee lee-uh-GOO'-noh dohr) needs $2 million to rebuild the bayfront restaurant that was one of Union Beach's major employers. She has less than a quarter of that and says she has never felt so helpless.

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15 Y Fixed Graph 2.99% dw 3.03%  
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5/1 Jumbo ARM Graph 3.81% dw 3.85%  
Loan Type Graph Rate +/- Last Week
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$30K Loan Graph 4.48% -- 4.48%  
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$75K Loan Graph 4.12% up 4.10%  
Loan Type Graph Rate +/- Last Week
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36 M Used Graph 3.20% dw 3.21%  
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60 M New Graph 3.36% up 3.10%  
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1 yr Graph 0.63% -- 0.63%  
5 yr Graph 1.41% -- 1.41%