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A sure sign of spring: Lose an hour of sleep, gain an hour of sun for daylight saving time

Ushering in the bloom of spring, it's time to set the clocks forward for daylight saving time.

At 2 a.m. local time Sunday, daylight saving time arrives with the promise of many months ahead with an extra hour of evening sunlight.

You lose an hour of sleep, but make sure to turn the clock ahead — spring forward — before heading to bed Saturday night to avoid the panic of a late rise.

It's also a good time to put new batteries in warning devices such as smoke detectors and hazard warning radios.

Some places don't observe daylight saving time. Those include Hawaii, most of Arizona, Puerto Rico, the Virgin Islands, American Samoa, Guam and the Northern Marianas.

Daylight saving time ends Nov. 3.

Bank Rates

Loan Type Graph Rate +/- Last Week
30 Y Fixed Graph 4.17% dw 4.24%  
15 Y Fixed Graph 3.26% dw 3.30%  
30 Y Fixed Jumbo Graph 4.58% dw 4.66%  
5/1 ARM Graph 3.33% dw 3.42%  
5/1 Jumbo ARM Graph 3.73% dw 3.88%  
Loan Type Graph Rate +/- Last Week
$30K HELOC Graph 4.29% -- 4.29%  
$50K HELOC Graph 4.04% -- 4.04%  
$30K Loan Graph 5.09% -- 5.09%  
$50K Loan Graph 4.52% -- 4.52%  
$75K Loan Graph 4.52% -- 4.52%  
Loan Type Graph Rate +/- Last Week
36 M New Graph 2.93% -- 2.93%  
36 M Used Graph 3.46% dw 3.47%  
48 M New Graph 3.22% -- 3.22%  
48 M Used Graph 2.99% up 2.98%  
60 M New Graph 3.24% -- 3.24%  
Loan Type Graph Yield +/- Last Week
6 month Graph 0.35% -- 0.35%  
1 yr Graph 0.69% -- 0.68%  
5 yr Graph 1.39% -- 1.39%