A new study commissioned by Open Solutions says there is a disconnect between Wall Street and Main Street. Rising unemployment and economic uncertainty has people in a "period of fear". 62% of U.S. households don't believe the recession is over. Small businesses surveyed believe 2011 sales will be as bad if not worse than 2010.

Today's U.S. Bureau of Labor Statistics report isn't helping! Unemployment remains unchanged at 9.1%.

For more on the survey and some thoughts on how things could get better - tune in to our interview today with Louis Hernandez Jr, CEO of Open Solutions.