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America Gets an Extra Hour of Sleep

WASHINGTON -- It's time to reclaim that hour of sleep you lost last spring.

That's right, the clocks are turned back in most of the country.

The majority of folks will do the switch before hitting the sack Saturday night, even though the change doesn't become official until 2 a.m. Sunday local time.

And, of course, a few will forget. You can recognize them because they'll be an hour early for church, golf or whatever.

Residents of Hawaii, most of Arizona and some U.S. territories don't have to change since they did not observe daylight-saving time.

Public safety officials say this is also a good time to put a new battery in the smoke alarm, no matter where you live.

Daylight saving time returns at 2 a.m. local time the second Sunday in March.

Bank Rates

Loan Type Graph Rate +/- Last Week
30 Y Fixed Graph 3.95% dw 4.01%  
15 Y Fixed Graph 3.10% dw 3.12%  
30 Y Fixed Jumbo Graph 4.23% up 4.22%  
5/1 ARM Graph 3.09% dw 3.11%  
5/1 Jumbo ARM Graph 3.53% up 3.52%  
Loan Type Graph Rate +/- Last Week
$30K HELOC Graph 4.65% dw 4.67%  
$50K HELOC Graph 4.02% dw 4.04%  
$30K Loan Graph 4.97% dw 5.00%  
$50K Loan Graph 4.33% dw 4.36%  
$75K Loan Graph 4.33% dw 4.36%  
Loan Type Graph Rate +/- Last Week
36 M New Graph 2.69% -- 2.69%  
36 M Used Graph 3.18% -- 3.18%  
48 M New Graph 3.02% -- 3.02%  
48 M Used Graph 2.91% -- 2.91%  
60 M New Graph 3.07% up 3.06%  
Loan Type Graph Yield +/- Last Week
6 month Graph 0.38% dw 0.39%  
1 yr Graph 0.70% -- 0.70%  
5 yr Graph 1.50% -- 1.50%