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Are Obama Administration's Policies Hurting Inner Cities?

Gary Kaltbaum: You know, Charles, every day it's an opportunity for an administration to get into the inner cities and do something about it. I mean really do something, not just flapping your gums. Over the last eight years, crime rates up, poverty rate is up and the most important part of the equation, child poverty rates are up and the family structure is down. That means children have no chance to get ahead. The statistics speaking loud and clear and eight years of wasted opportunity, my friend.

Scott Martin: It's where it's started, Charles, and down to economic policy here. If you look in the inner city in Chicago, businesses are being driven out by city hall, by regulatory policy and tax policy of the local government. I think that's really the root here. If you look at some of the inner city people they're frustrated because they can't get jobs and ahead economically. It's because the government has kept businesses out and they're kicking them out of the city and therefore that's hurting the inner city residents.

Julie Roginsky: Listen, first of all, a lot of inner city mayors who support charter schools. Cory Booker, of Newark, was very pro-charter schools. I'm not going to defend the teachers union because I'm never a huge defending of the teachers union. When you had the crime bill in the '90s a huge mistake, liberal policy at the time, Bill Clinton signed it.

Charlie Gasparino: The number goes down like this. As the crime right after the crime bill got put into place. So it does core row late, I'm not saying it's the reason that it happens.

Kennedy: Detroit has lost its population by half and when you lose your tax base like that what do they do? They raise taxes. It's impossible for people who are hamstrung by, you know, a lot of public servant workers and taxation to ever get ahead. And, you know, they end up leaving those cities and they just fall into blight and poverty. I think unions are one of the biggest problems in places like Chicago and Detroit. We talk about the teachers union but there are also auto workers unions that have completely crippled Detroit. Once more competition was inserted into the mix. On top of that short-term programs that were meant to help people like food stamps and there are families who end up getting on them long term for generations.

New Questions About U.S. Vetting Process of Syrian Refugees

Scott Martin: Hopefully no because that's probably what they do, right. I don't know. Is there a maybe box where you can get back to the U.S. government and tell them? Listen, I feel for the refugee situation, but to me, this is too much of a risk right now given the vetting process that to me is incomplete. We have the layout of what's gone on here, look at Germany, Europe, the crime rates that have sky rocketed with the migrants and refugees, that have caused major problems in this country because they didn't do a good job of vetting a lot of the people that came over. That's something we need to get better at if we bring these people in.

Gary Kaltbaum: That's the point. We have no intelligence over there. We have no presence over there. Even James Comey has come out and said, there are holes in the system. The good news is we've been very, very lucky and I hate clichés, but it only takes one bad guy to really hurt this country, you know, comes to the forefront here. So something has to be looked at very, very closely and hopefully they're getting the job done.

Kennedy: You could say that it's actually not the path of least resistance for terrorists. Other ways of getting into this country other than the refugee program, but I agree, it's no surprise that there's a government agency that is mired down in bureaucracy and doing something incredibly insufficient and security can suffer if that job is hastened. So now I mean, of course, anyone who's asked a yes or no question, is going to answer how they though how the interviewer wants it to be answered. It's insane that's what we're doing and not investing in human intelligence. This president is so drone happy.

Charlie Gasparino: I mean, you answered that question completely honestly when they asked you did someone take your bags at the airport. Remember the ridiculous, did you pack your own bags, did they leave your person? It's along those lines. I will say this, if you're going to let this many, you know, migrants in the country, there's no other way to vet them than this way. It's impossible to have a policy of letting these folks in which I don't believe we should, but I'm sure Julie will say we should for many reasons. There is no other way to let them in except for the sort of very cursory sort of checks on them. You will not go back and investigate everybody's home life.

Julie Roginsky: If I'm a terrorist and Kennedy raised a good point, if I'm an ISIS mastermind in Raqqah or Syria, I will invest in a guy to sit in a refugee camp in Jordan or call my friend living in Paris or in Brussels who is an EU citizen who will get on a plane fly air France get off at JFK, go through customs and then do what he wants to do in times square. Give me a break. Every time we've had a terrorist event either here or in Europe it's been with people who are either citizens of this country or came here legally not because they're refugees.

Report: Some Companies Rewarding Workers for Using All of Their Vacation Days

Kennedy: No! Not in this country. In Western Europe they have a vacation fetish. They also have lower productivity rates. And I don't agree that somehow magically taking six weeks off a year increases productivity. I think this nation will continue to succeed, and it will be great again, if people -- some people can handle that. Some people can actually handle working 50 weeks a year, and they're happy. It doesn't mean it works for everyone. I would gladly donate half of my vacation time to lazy people who are not completive.

Julie Roginsky: I was on vacation for three days. This thing was glued to my head. You can't take vacation here even if you want to. By the way, they keep saying your boss will understand, nobody's going to send you emails. Give me a break. You know what that means? 2,000 emails will be piled up on my desk when I get back. It will be 20 times worse. People end up working through their vacations because they know what's coming.

Charlie Gasparino: Let me tell you something -- no offense, but if the guy from apple who write the programs, writes the code, wants to take off six weeks, the U.S. Is not going to suffer. Neither is Apple.

Gary Kaltbaum: I was just at Disney world two hours ago. I just got back from Europe. If you want stereo to -- if you want to send me $500, I'm going back again. There are good points being made here. The greatness of the country is the hard work of the people. I got news for you -- it's good to wind down. Working 52 weeks a year is not a good things. Somebody's computer program -- it's good to get away for a bit of time. Six weeks, eight weeks, what these other countries do is crazy.

Scott Martin: I love me a good vacation fetish, Charles. Last time I checked, these are actually the workers' days to choose what they wish to do with them. Having the company force them seems ridiculous to me.

Stock Picks

Gary Kaltbaum: (ORLY) O'Reilly Auto Parts

Scott Martin: (NKE) Nike