What do you think when someone gives you a gift certificate for Christmas?

Actually for any holiday? Your birthday? Your anniversary?

My wife hates it. Says it shows no thought.

Told me that one year just a few days before Christmas when I had already gotten her a gift certificate. That year didn't go well.

I'm curious. Because this has come up again.

Apparently men account for more than seven out of 10 gift certificates sold. Seven out of 10!

My wife says that's because they're lazy. A lot of guys tell me that's because their wives or girlfriends are never happy.

As one buddy put it: "She's still yelling at me for leaving the damn toilet seat up… who needs the extra grief? Gift certificates it is!"

Is it, ladies?

At the risk of sounding sexist, I need to know. Not for me, mind you, my wife has already made the issue painfully clear.

I speak now for confused males everywhere. Who seek only your happiness. And none of your wrath.

Help us. Help you.

Gift certificates.Yes or no?

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Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.