I figured her to be in her 70s, maybe older. Heading to a funeral, for which she would likely be late.

We were on the same plane. And it was delayed. A lot.

So we ended up chatting. A lot. About FOX News. She loves it. About the harsh e-mails I sometimes read. She hates that.

Then we discussed her son, the one whose funeral she was going to. He was 45, apparently the victim of a massive heart attack.

"He had so much to live for," she said. He had started his own business. Things were looking good. He worked hard. A lot of hours. A lot of time away from his family. And then, poof, gone, just like that.

"He always called me," she said, "bought me one of those bracelet things, the ones that you can call for help if you've fallen down and you're all alone." She wishes her son had one. "It's so ironic," she tells me. "He's gone. And I'm here." She tells me her husband died some time back.

I didn't get into details, but she seemed pretty much alone now, wondering now, how she survives all her loved ones leaving her now. "Life is cruel, Mr. Cavuto," she tells me. I tell her I'm sorry. What else can I say?

She only offers this advice. "Work hard, but call home. Always call home." "I will," I assure her. "Good," she says, "because, you never know."

And then we boarded the plane. She to a funeral. Me, to some deep thoughts.

Click here to order your signed copy of Neil's book, "Your Money or Your Life."

Watch Neil Cavuto weekdays at 4 p.m. ET on "Your World with Cavuto" and send your comments to cavuto@foxnews.com

Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.