This is a partial transcript from "Hannity & Colmes," March 28, 2006, that has been edited for clarity.

ALAN COLMES, CO-HOST: Welcome back to "Hannity & Colmes." Earlier Sean and I spoke with Anne Graham Lotz about her new book, "I Saw the Lord: A Wake Up Call for Your Heart."

(BEGIN VIDEOTAPE)

SEAN HANNITY, CO-HOST: Part of this book is about the church. It's also about a concept known as sin. Is there right and wrong? Is there a sin? Can human beings fail or fall? The answer is yes, right?

ANNE GRAHAM LOTZ, AUTHOR, "I SAW THE LORD": According to the Bible, that's right. And sin has been in the human race ever since the very first man and woman.

HANNITY: And everybody has done it.

LOTZ: Everybody — it's not an act. It's our nature. So I mean, it does lead to acts of sin, but it's our nature. We're sinners.

HANNITY: Do we ever get beyond that? Do we — not in this life.

GRAHAM: Not in this life, I don't think. But you can be forgiven.

HANNITY: I can't see your father sinning a lot, you know? I can see your brother. No offense to him. But your dad is a good man. He's been faithful to his wife. He doesn't get along with women, and that's why people believe him.

GRAHAM: Sin can be gossip. Sin can be worrying, which I think is unbelief, sin — faithlessness in God. And sin can be exaggeration, which is really lying, and pride, and there are lots of sins, you know, that we don't think of as big sins, like murder and stealing. But still, sin is sin and each one crucified Christ, you know, put him to death.

HANNITY: You really go at the churches, and your challenge to them is that they clean up their act. See, I agree with you. I'm a Catholic. I am so angry that institutionally, I can understand a corrupt person. But the fact that institutionally, they would move a person from here to there, you know, that makes me very angry, because they have failed people almost as much as the people that were corrupt. Right?

GRAHAM: And I think your anger is like a righteous indignation. I believe God is angry, too. And I think the church — and I'm thinking about the church right across the board, not just your church or my church. But we point the finger at other people. We blame the city of New York for 9/11. We blame the city of New Orleans or the sin there for Katrina.

And actually, I wonder if God is looking at his people, because in the Old Testament, God said, "Of my people who are called by my name. They'll humble themselves, pray and seek my face and turn from their wicked ways. Now here from heaven, forgive their sins."

HANNITY: When you look at the culture, if you look at society, you know, there's not a lot of people that really, I think, are putting, you know, their heart or their mind towards the spiritual aspect of life. It seems that there is a battle or a struggle. There's a big contingent of people that have sort of abandoned the notion that human beings are even spiritual or created by a God anyway, right?

LOTZ: Well, you know, and that's true outside the church. That doesn't concern me so much. What concerns me is inside the church.

HANNITY: Yes.

LOTZ: And inside the church we're losing our focus on God. We're losing our focus on...

HANNITY: Your father is a rarity. I mean, I've got to be honest. I've turned on TV ministers, and I look at them and I say, "You are corrupt. I can see it." Can you see it?

LOTZ: Some of them.

HANNITY: I think some of them are obsessed with money. I think some of them are phonies, and then I see other people like your dad. I just — I think he's the real deal. Why is there a difference?

LOTZ: That's each person's choices, but I think one reason there's a difference is because we've lost our focus on who God is, and that's what this book is about, that I saw the Lord. And Isaiah saw the lord. His life was radically changed.

ALAN COLMES, CO-HOST: Welcome back. Who is the bigger sinner, me or Hannity?

LOTZ: Maybe me. You know.

COLMES: Well, you see, that's a very self-effacing answer. That's very interesting that you would answer that way. You're not a sinner. You're Billy Graham's daughter.

LOTZ: No. You know, I'm a human being. We're all sinners.

HANNITY: Trust me. You're a saint.

COLMES: You don't know half my sins, come on.

LOTZ: And I don't need to. It's not between you and me. It's between you and the Lord.

The interesting thing, Alan, it was the year that King Isaiah died. A disaster came into his life. He had a 9/11, a tsunami, a Hurricane Katrina, when he had disaster in his life, that's when he looked up and saw the Lord. And my point is that there are times when bad things happen, instead of focusing on the bad thing, if we would look up, we'd see a fresh vision of God. We'd have a blessing. There'd be a treasure.

COLMES: You talk about that vision of God in the book, and you don't say the vision is like a 26-foot Jesus, you know. So what is that vision, when you have — when you think of a vision of Jesus or God, what does that represent to you?

LOTZ: I see it in the eyes of the heart, and God has revealed himself in the pages of the Bible. He's revealed himself through Jesus. And then I go through life's experiences, and it's like the dots are connected. And I know what the Bible says. I know who Jesus is. And then my experience makes it come alive. And all of a sudden, it's real. It's like a light that comes on.

COLMES: Why should anybody listening to you or any other evangelist, believe? You're talking about faith here. You can't prove it scientifically. You can't touch it. You can't feel it. I mean, physically, why should anyone believe?

LOTZ: Well, I think they believe it for their own good. It's true. I believe it's true according to scripture. And I think that's why God lets us have bad things.

I was here right after 9/11. I met with the pastors down in Ground Zero, and they will tell you one after the other the miracles that took place, the blessings God gave, things they would never have happened except they had 9/11.

COLMES: We always ask, you know, why God would allow a 9/11. And you say it was a wake-up call from God in this book?

LOTZ: I believe you can use it as a wake-up call. So I don't believe he sent 9/11. I don't believe he sent...

COLMES: Couldn't he have stopped it?

LOTZ: He could have stopped it.

COLMES: But he chose not to?

LOTZ: And he chose not to.

COLMES: Some would say that would be a cruel God who wouldn't stop something if he had the power to do it.

LOTZ: Well, no, because he set things in motion and he allows them to have their natural course many times. But then what I want to ask is, God, why did you allow it? And then I want to look up and say God, what is the lesson? What is the lesson? What are you trying to teach me? Are you trying to get my attention about something?

(END VIDEOTAPE)

COLMES: Very interesting, Anne Graham Lotz.

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