Ladies, could I ask you a question? How do you feel about gift certificates?

I mean, when you "receive" them?

The reason why I ask is that last week, while I was waiting — actually, enduring — a much delayed flight, the issue of holiday shopping came up.

And the guy next to me said that he gives everyone on his list — including his wife — gift certificates.

He said everyone's happy that way. I told him that he's nuts and that I'm very anti-gift certificate. And here's why:

You're more or less telling the person you're giving it to, that, "Heck, I don't know what to give you and frankly can't be bothered. So go buy your own damn gift and be done with it."

Trust me, certificate-givers, the people you're giving the certificate to know that. And some — maybe even many — will like that. But I trust that many more won't. They'll think you're lazy or don't care or both.

The guy on the plane thought I was nuts. Am I?

I say better a Wisconsin Yule log you did shop for than a certificate for one, you did not. But that's me.

Ladies, since men buy three times more gift certificates than you, what do you think? I need to know.

Time's a-wasting!

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Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.