Some people seem to have all the luck. Just ask Donna Goeppert (search). Earlier this year, she won $1 million playing a Pennsylvania Lottery (search) scratch-off ticket, then turned around and won another million-dollar jackpot last week.

"What are the odds of that?" the 55-year-old woman said, calling her good fortune "just unbelievable."

The odds of winning just once are 1.44 million-to-1, according to state lottery officials. The odds of winning twice vary depending on how many tickets are scratched. Lehigh University (search) professor Bob Storer placed the odds of winning twice at 419 million-to-1, if 100 tickets are played.

Goeppert's win in January allowed her to pay off her mortgage and her children's mortgages, buy a new Cadillac and save money for her grandchildren's education. She purchased her most recent winning ticket for $20.

Lottery officials confirmed Goeppert has filed a claim for the jackpot, which will take four to six weeks to verify.