Emergency crews and others continued to clean up Monday from Hurricane Charley, a storm that left 16 people dead in Florida and thousands homeless.

Charley, the worst storm to hit Florida in a dozen years, caused as much as $11 billion in damage to insured homes. Earlier, Charley killed four people in Cuba and one in Jamaica.

"We're focusing a lot on terrorism and national security in this country and I understand that but ... someone has to explain to people that these natural hazards are real," Wayne Sallade, director of Charlotte County Emergency Management, told FOX News. "My residents last Friday afternoon between 4 and 6 p.m. had their dose of terrorism."

Officials have said hundreds of people were unaccounted for but still had no official count. The search for missing people was slow in some areas because downed power lines and debris were making the search dangerous.

Federal Emergency Management Agency (searchdirector Michael Brown said it could take several weeks to find all the victims.

"We literally have thousands of people without homes who have spread out all over Florida and probably neighboring states," he said on a morning network news program.

Restoring power to the nearly 1 million people without it could also take weeks. Some 2,300 people were in emergency shelters, and Brown said 11,000 have already applied for disaster aid.

"It's starting to sink in," Jo Trail said Monday at a Red Cross shelter in Englewood, where she was staying with her husband and 10-year-old grandson. About 300 people woke up to a breakfast of scrambled eggs, bacon and milk.

The hardest-hit areas appeared to be the retirement community of Punta Gorda (searchand Port Charlotte in Charlotte County, though federal officials expanded the disaster aid zone to 25 counties on Sunday.

Amid the tragedies and frustration, a grim humor emerged: garishly colored T-shirts proclaiming "I survived Hurricane Charley" popped up for sale.

After slamming into Florida with winds reaching 145 mph and a surge of sea water of 13 feet to 15 feet, Charley hit open ocean and made landfall again in South Carolina. It moved into North Carolina and up the eastern seaboard as a tropical storm before being downgraded to a depression Sunday.

In and around Punta Gorda, trailer home after trailer home lay toppled. Others were blown apart entirely, exposing interior walls that had been pushed down flat. Splintered wood and shattered glass were scattered about.

As the storm weakened off the coast of New England, President Bush (searchsurveyed the devastation from helicopter. He consoled storm victims in Punta Gorda, saying "A lot of people's lives are turned upside down."

State officials warned of price gouging, and promised to arrest offenders. The state had received about 400 complaints of price-gouging as of Sunday, and officials warned people not to pay cash for repairs. Lt. Gov. Toni Jennings said 2,000 insurance adjusters were already on the ground and 2,000 more were on their way.

FEMA was sending teams of medical, urban rescue and communication workers; at least 60 semitrailers containing cots, blankets, meals, portable toilets, wash kits and other necessities; and truckloads of water and ice.

Power generators, cots, blankets, hammers, nails and portable toilets were unloaded from planes and trucks by members of Florida's National Guard at Lakeland Linder Regional Airport on Sunday, then reloaded on trucks for delivery to devastated areas of central and southwest Florida.

J.B. Hunt, a spokeswoman for the American Red Cross (search), said the agency has eight mobile kitchens and five feeding centers that will be capable of serving 9,000 meals a day by Monday.

"This is the largest Red Cross response since Sept. 11," she said.

At a Port Charlotte shopping center Sunday, some hurricane victims waited as long as two hours in 90-plus degree weather for bags of ice being distributed by armed National Guard soldiers and food from charity organizations.

Christian Charria, of Charlotte Harbor, and her friend, Anna Cancio, of Punta Gorda, loaded up on candles and supplies. Their homes weren't badly damaged, but the days without utilities were starting to take a toll on the women, who had relocated here from Chicago in recent years.

"I still like Florida," Charria quipped.

FEMA said the state has requested catastrophic housing for 10,000 people, and more than 4,000 National Guard troops have been activated.

Help came from other states, too.

Carolyn Norton and husband, Dennis, brought their two children from Atlanta as they delivered a flatbed truck full of generators. The couple works for New Image Towing and Recovery in Marietta, Ga., and said they felt a need to help Charley's victims.

"It's terrible. I'm much in prayer for all of them," Carolyn Norton said. "I feel so bad for everybody and I'm glad we could be a part of helping. As little as it sounds, bringing those things down here, I guess it's a whole lot," she said.

More poor weather may be on the horizon: Hurricane Danielle strengthened into a Category 2 storm some 700 miles west of the Cape Verde Islands, while Tropical Storm Earl, which had sustained winds near 45 mph, was centered about 500 miles southeast of the Dominican Republic and moving west at 22 mph.

The Associated Press contributed to this report.