You are going to hear a lot more of this talk about how the people who are now dead should have done a lot more when they were alive.

That they should have had more life insurance, more savings, more investments and more money, period.

It's a pity they're not here to explain themselves.  That maybe they had bills, kids, tuition, pressures.

It's a pity they're not here to say, "I should have gotten more insurance."  Or, "if only I hadn't bought all those tech stocks."

But they did and they didn't. Just like we did and we didn't.

The only difference is we're here and they're not.

How many times have you asked yourself, "I have to get cracking on saving some money?"

How many times have you said, "the kids will be in college in just a few years and I'm not ready."

I bet a lot of you have. Some of you rich and some of you not so rich.

But "isn't" it rich that we can pour over someone's financial worth and think nothing of what their life was worth.

Some of them screwed up. They didn't plan enough. They didn't save enough.

I say, enough is enough.  Because they didn't plan on getting killed in an act of terrorism of September 11 either.

Their families shouldn't have to justify what they need. Because we all know, rich and poor, what they lost.

Watch Neil Cavuto's Common Sense weekdays at 4 p.m. ET on Your World with Neil Cavuto.  And send your comments to: cavuto@foxnews.com

Neil Cavuto serves as senior vice president, anchor and managing editor for both FOX News Channel (FNC) and FOX Business Network (FBN). He is anchor of FNC's Your World with Cavuto - the number one rated cable news program for the 4 p.m. timeslot - as well as the FNC Saturday show Cavuto on Business. He also hosts Cavuto on FBN weeknights at 8 p.m. In addition to anchoring daily programs and breaking news specials on FNC and FBN, Cavuto oversees business news content for both networks and FNC's weekend business shows, including Bulls & Bears, Forbes on Fox, and Cashin' In. Click here for more on Neil Cavuto.