Cyber Monday

" Black Friday tomorrow is cyber Monday is supposed to be the big chance for online retailers to make there. Annual profits and -- begun -- line this season and a lot of big bargains out there that warming up. I think every now for the keyboards considering Black Friday though didn't break in as much cash as expected will consumers take the -- tomorrow wait to hear the deals are offering. Joining us now Regina Lewis is -- mail out consumer adviser founder of Regina Lewis dot com. I'm ready tap tap tap but life find the deals that are better than the stores is it worth shopping online."

" You sound ready to say though -- Nice going Jamie well what's happened is there will be some Internet exclusive only deals let me primetime is going to be about midnight tonight if you can stay up that late we got the inside scoop from -- by dot com. They tell us they're going to be. Discounting all iPods now -- really rarely go on -- we couldn't get -- what that this -- will be but again not the first luxury jewelry JC -- saying -- going to -- love 70% -- we're -- the real deal that makes diamonds -- necklace that was 500 -- to 200 gold bracelet that was 700 goes to 100. Pretty impressed then of course look -- big players like Amazon and eBay. To do things that they're all buying power allows them to do Amazon is going to have a one day watch now 65% off will be interesting marriage which watches. At what discounts remembering Amazon sells. Fifteen dollar Timex watches and 5000 dollar relaxes. -- how long does this last is if we stick to midnight tonight. And I know diamonds are a girl's best friend yeah but you know how long -- on you have to stay that he did these last for a few days or week Jersey just offered to see have to say about Virginia -- right. Ed got belts step that you know clocked a cyber Monday. At 11:59 PM Ted -- and mad because of dynamic pricing. It won't change really rapidly there's a site called wallet pop dot com which will be covering this 247 because even if you know mr. as a Heredia jamiat you're not going to be able to keep up because as they fell out of thinking and don't have to switch. Shelves they didn't print any circular and so they can make changes on the fly based on what's pulling and what's not -- going to be a moving target killing me said dynamic pricing what -- and dynamic pricing means I can as a big sophisticated. Remember retail want to want is to give you the best price you need to by the no lower because at that point I'm eating into my margins. And truthfully. They learn your behavior itself if your like Damien. But I'll tell me Eric if you're not they don't want to have that coupon because traditionally you don't need it. So the more you act like a bargain BMI and the better than deals that get in technology terms pushed you will be."

" Regina do you find that some of these web sites which are now offering installment payments like a lay away that they never had to do before. May offer something like the flat screen TV at a good price but once they get -- on their side they're hoping you'll buy things at."

" Aren't such a bargain of course right -- could have lost leaders they're also going to try to drive traffic to their stores remembering most of the big. Amazon and eBay being the notable exception. You mention -- payment offers this is going to be interesting PayPal is doing something with overstock dot com which is the online equivalent of TJ max and marshals where you get a cash rebate. For using PayPal remember tomorrow is also a payday for a lot of Americans we know they're trying not thrown up their credit cards so fare paying with cash PayPal could have. Unprecedented numbers tomorrow there's the -- bill me later you gotta be careful there. Just because they're going to billion in ninety days doesn't mean those interest charges don't kick in at 25 days to read the fine print on that and you lay away dotcom led away with a big retell stories -- obviously hitting out of the park with that. People are bringing that back that's of course the pay as you -- and they don't should be the item. Until it's paid for ball we've got to run but I was going to say diamonds on a girl's best friend you are I have -- that's great and by the way bill me later one on one -- never. Can hang out good have to think it be interesting to see the impact on the economy overall thanks so much Regina -- what a source of information."