Democrats and Republicans will have to find agreement on shoring up funds for Social Security disability, or 10.9 million beneficiaries will face steep benefit cuts just as the 2016 elections are in their last days.

That was the message sent by the program's board of trustees this week, in its annual snapshot of the program's finances.

Without action, the report said, the trust fund for the disability program will be exhausted at some point in next year's fourth quarter. At that point, disabled workers, their spouses and their children would see a 19 percent cut to their benefits, dropping the average monthly check from roughly $1,017 to $824.

That will serve as an incentive for Congress to act on an issue on which Democrats and Republicans disagree, one that involves some of the most vulnerable people in the population.

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