Welcome to the world, Jada -- you owe $22,000. 

And it's not gonna get better. 

That figure -- about the price of a new Camaro -- represents the share of the public debt carried by anybody born in the United States today, according to the fiscal watchdog group The Concord Coalition. 

Take Jada Grace Larsen. She was born Sunday at New Jersey's Hackensack Medical Center. 

"I'm nervous for her and her future and what she's being born into," mother Jeanmarie Larsen, 37, told FOXNews.com Wednesday. 

She and her husband Andrew, 35, said they plan to raise their newborn to know the "value of the dollar" by teaching her to live within her means and avoid frivolous spending. 

But if Washington doesn't do the same, the individual burden from the national debt only gets more expensive down the road. 

When Jada is 10 years old, for example, that per-person debt increases to about $51,000 -- based on the latest deficit and debt projections by the Congressional Budget Office, which looked at the impact of President Obama's budget proposal in 2019. 

Josh Gordon, policy director at The Concord Coalition, said such soaring debt levels, while sometimes hard to comprehend, have myriad adverse effects down the road. 

"The interest you're paying sucks up valuable resources," Gordon said. "It leads to a situation where we're more at the whims of international investors." 

The total national debt, as of this week, is above $11 trillion. 

Gordon arrived at a per-person figure based only on the amount of debt held by the public, or $6.7 trillion. The price tag? $22,000 a head. 

While Republicans argue that looming additions to the debt amount to generational theft, Obama says deficit spending, and his $3.6 trillion budget for next year, is needed to jump-start the economy and generate lasting financial stability. 

Dean Baker, co-director at the Center for Economic and Policy Research, also said the size of the economy will play a bigger role than the debt in the quality of life for future generations. Plus he said a lot of that debt is picked up by buyers in the U.S. -- not just overseas. 

Jeanmarie Larsen said despite her concerns about what the future might hold, she is staying optimistic and banking on an economic turnaround. 

"We have to have faith in our new president that things will get better," she said.

Patricia and Matt Asbury, who on St. Patrick's Day became the proud parents of quadruplets, were a bit less concerned about the national financial mess. 

Their newborns -- Alexander Joseph, Evelyn Ruby, Nicholas Park and Lillian Pearl -- came more than nine weeks premature, and the quadruplets remain in a neonatal intensive-care unit at Forsyth Medical Center in Winston-Salem, N.C. Their homecoming is set for May 22.

Asked about the national debt, Matt Asbury said: "That pales in comparison to what I'll owe the hospital. I don't want to see that bill." 

FOXNews.com's Judson Berger and Joshua Rhett Miller contributed to this report.