• This is a rush transcript from "Your World With Neil Cavuto," October 22, 2008. This copy may not be in its final form and may be updated.

    NEIL CAVUTO, HOST: Well, John McCain highlighting some regular Joes in a new TV ad.

    Take a peek at this.

    (BEGIN VIDEO CLIP, MCCAIN CAMPAIGN AD)

    SEN. BARACK OBAMA (D-IL), PRESIDENTIAL NOMINEE: I think, when you spread the wealth around, it's good for everybody.

    UNIDENTIFIED FEMALE: I'm Joe the plumber.

    UNIDENTIFIED FEMALE: I'm Joe the plumber.

    UNIDENTIFIED FEMALE: I'm Joe the plumber.

    NARRATOR: Spread the wealth?

    UNIDENTIFIED MALE: I'm supposed to work harder...

    UNIDENTIFIED MALE: ... just to pay more taxes?

    UNIDENTIFIED MALE: Obama wants my sweat to pay for his trillion dollars in new spending?

    UNIDENTIFIED FEMALE: I'm Joe the plumber.

    NARRATOR: Barack Obama: higher taxes, more spending, not ready.

    SEN. JOHN MCCAIN (R-AZ), PRESIDENTIAL NOMINEE: I'm John McCain, and I approve this message.

    (END VIDEO CLIP)

    CAVUTO: All right, with us now, one of those small-business owners in that ad.

    April Byrd operates a small construction company with her brother. It is called Solid as a Rock.

    April, do you — obviously, you relate to Joe. But — but — but what do you think is — is the key message you're — you are sending here?

    APRIL BYRD, OWNER, SOLID AS A ROCK: I think the key message is that whether you are a small business owner currently, or whether you are like Joe the plumber and your goal is to own a small business one day, that we want to be encouraged for our hard work and — in pursuing the American dream, and not necessarily penalized for it.

    Video: Watch Neil's interview with April Byrd

    And when Obama makes a comment like he wants to spread the wealth around, it causes small-business owners and those would-be small-business owners to take pause, because it goes against the — the grain of the American dream, which is, you know, work hard and benefit from the fruits of your labor, in order to pass along something to the next generation.

    CAVUTO: Well, let me ask you, April, you are, I guess, among those successful business folks who are considered one of the fat cats, one of the rich targets. How do you feel about that?

    BYRD: I don't consider myself a fat cat at all.

    We — my family business, it's a construction company. It's very labor-intensive. I come from a long line of blue-collar workers that work hard with their hands. They get dirty every day. I would not consider us fat cats at all. We live within our means, contribute to our community, get involved in the community.

    And for someone to consider us one of the top 5 percent elites, so to speak, in this country, and want to penalize us with higher taxes in order to spread the wealth around, just doesn't really sit very well.

    CAVUTO: All right. Well, April, you don't sound very elitist to me.

    Thank you very much for stopping by.

    BYRD: No.

    (LAUGHTER)

    CAVUTO: All right.

    BYRD: Thank you.

    CAVUTO: April, thank you.

    THIS IS A RUSH TRANSCRIPT. THIS COPY MAY NOT BE IN ITS FINAL FORM AND MAY BE UPDATED.

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